Benjamin Carter
Editor at glassjar.co
Benjamin Carter is a PhD candidate in Behavioral Economics at Stanford University, where his research focuses on the psychology of micro-saving and the design of digital financial tools that nudge consumers toward better cashflow habits. His work examines how round-up automation and goal-tracking interfaces influence savings behavior, with implications for both individual financial health and small-business liquidity management. Deep experience. Intellectual curiosity.
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Recent articles by Benjamin Carter
- Stop Fear Spending with Round-Ups: 23% Cut by 2026 Automation October 29, 2026
- Payment Terms vs Savings Schedules: 30-Day Cashflow Fix or Split? October 26, 2026
- How to Predict a Cash Crunch 30 Days Early: $1,000 Threshold vs Round-Up Automation October 23, 2026
- Cash Flow Spreadsheets vs. AI Coaching: 90-Minute Test to Keep or Drop AI in 2026 October 20, 2026
- 10% revenue sweep vs ad-hoc saving: building a 90-day small-business reserve October 17, 2026
- How to use an AI cash flow coach: hit 1.25x Debt Service Coverage Ratio (DSCR), then apply October 14, 2026
- Business cash buffer: Why $500 separates survival from growth in 2026 October 11, 2026
- Audit recurring expenses: $25 renewals to cut in 90 days before AI does October 8, 2026